COVERAGE
FINE ART LOSS PROTECTION
Protecting Your Artwork at Every Stage.
COVERAGE THAT MOVES WITH YOUR WORK
When your artwork is in Atelier 4's care, loss protection coverage is available as an extension of our own fine art policy. This is not a separate insurance policy — it is declared-value coverage that applies while your property is in our custody, during the specific activities you select. Each work is insured individually. Coverage is placed before work begins, not after.
CHOOSE YOUR COVERAGE TIER
"Every climate-controlled vehicle is outfitted with integrated alarm systems and GPS locators, and operated by a mandatory minimum of two professional art handlers. That's not a selling point — it's a baseline."
Atelier 4 · Fine Art Logistics · New York · Miami · Los Angeles · Charlotte
HOW IT WORKS
- ◆Loss protection coverage is provided solely by extension of Atelier 4's own fine art policy. It does not constitute a separate insurance policy issued to the client.
- ◆Coverage applies while your property is in the care, custody, and control of Atelier 4 or any third-party service provider coordinated by Atelier 4 on your behalf.
- ◆Coverage is subject to the terms, conditions, exclusions, limitations, and deductibles of Atelier 4's policy.
- ◆Clients are solely responsible for determining whether this coverage is sufficient for their needs. Clients are encouraged to maintain additional or separate coverage as they deem appropriate.
- ◆Atelier 4 is not acting as an insurance carrier, broker, agent, or advisor. Atelier 4 makes no representations regarding the adequacy or suitability of coverage for any particular purpose.
ADD COVERAGE TO YOUR NEXT PROJECT
Request loss protection at the time of booking and we'll include coverage options in your estimate. Same-day confirmation in most situations. Coverage must be placed before work begins.-
![Warehouse storage area with wooden crates marked fragile, stacked along the sides, concrete floor, and white walls with exposed pipes and ceiling fixtures.]()
Storage
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![A person opening a cabinet drawer showing a ceramic or clay sculpture of an octopus inside.]()
Crating
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![Model airplanes displayed on a table in front of wire racks and signs labeled 'EXPORT PENDING' at an exhibition or office setting.]()
International
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![Two white commercial vehicles, one large delivery truck and one smaller van, parked in a lot in front of a brown office building with large windows, under a partly cloudy sky.]()
Local Transportation
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![A white delivery truck with a refrigeration unit on top is parked in a vast open field with dry grass and rolling hills in the background during sunset.]()
Interstate Shuttles
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![Modern living room with abstract art painting, white sofa, armchair, side table, and large window with sunlight.]()
Concierge
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![Black and white photo of palm trees and a sandy landscape during a storm with gusty wind.]()
S+A+F+E
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![Two men are installing or repairing ceiling lights or fixtures in an interior room. One man stands on a step ladder while the other supports him. They are both wearing gray shirts with a yellow logo and black gloves.]()
Installation
Frequently Asked Questions
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Coverage must be requested and confirmed before Atelier 4 takes possession of your work. It cannot be added after a project has started. Contact us at the time of booking and we'll include coverage options in your estimate.
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All-Risk is our most comprehensive tier — it covers physical loss or damage during approved handling, transit, and storage. Theft Only covers loss due to theft only, and does not include coverage for accidental physical damage. If you are unsure which tier is right for your project, we recommend All-Risk.
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A Visual Inspection Report (VIR) is a documented condition assessment of your work performed by Atelier 4 at the time of intake. It establishes the pre-transit condition of the work on record. For All-Risk coverage, a VIR is required both at intake and upon release of the property. An additional fee applies.
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No. Each work is insured individually at its client-declared value. Block coverage across multiple works is not available. If you have a multi-work project, coverage must be declared for each piece separately.
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No. This coverage applies only while your work is in Atelier 4's care, custody, and control, and is subject to the terms of our own policy. It is not a standalone insurance policy issued to you. You are encouraged to maintain your own fine art insurance in addition to requesting A4's coverage.
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In most situations, coverage can be confirmed the same day it is requested. For time-sensitive projects, contact us as early as possible — coverage must be in place before we take possession of your work.